Australian Mortgage & Home Loan Guide
MortgageSeek.com.au is the mortgage information resource centre for Australian mortgage holders. Whether you are a first home loan borrower or a current mortgage holder, MortgageSeek.com.au provides you with mortgage news and information from Australia and the world, mortgage rates and calculators, and guides that help you cut through the jargon.Mortgage help for Australians
Looking for a new loan, refinancing or just want to stay on top of the market? MortgageSeek.com.au gives you access to mortgage calculators which help you understand repayments and refinancing, while the home loan and real estate directory features listings of mortgage brokers, lenders and service providers to the Australian real estate market. For regular updates, the Mortgage Blog offers weekly mortgage news along with guides and commentary.
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Australian Mortgage news & updates
Reserve Bank surprises us by holding cash rate steadyDespite many predictions to the contrary, the Reserve Bank of Australia met today and decided not to raise the official cash rate again. Good news, and quite unexpected, for all of us mortgage holders out there who had been expecting to see another rise in interest rates. All the news reports and predictions had been saying [...] |
Line of credit versus regular mortgage: My experienceThere are many different variations on mortgages and home loans out there for you to choose from, but two kinds which have some distinct differences are a regular mortgage and a line of credit (also known as a home equity loan). Just before I bought my first home a few years ago, I got a [...] |
Understanding your mortgage broker?s jargonIf you’re looking to get your first mortgage, or even to refinance, you’ll most likely have a meeting with a lender or mortgage broker – someone who’s an expert in mortgages and home loans. The problem is these experts sometimes forget that we’re not all experts, and they might bamboozle you with mortgage terminology or [...] |
Buying your first home, getting your first mortgageI don’t know which is scarier: choosing your first house, or choosing your first mortgage. Of course, these are exciting times, but they are big decisions that have a significant impact on your future, so these choices should definitely not be made lightly. It’s about ten years ago that I chose my first home and my [...] |
Reserve Bank gives Australian mortgage holders no Christmas presentIt’s official: the Christmas interest rate rise pretty much the whole of Australia was expecting came through in last week’s Reserve Bank announcement. From 2 December 2009, the official cash rate was raised by 25 basis points to 3.75 per cent, just as anticipated. The Reserve Bank mentioned a few key reasons for the rate rise, [...] |
Waiting for the (almost inevitable) Christmas interest rate riseThe Reserve Bank is getting ready to, by all accounts, give us an un-Christmas present later on today. Like we suggested a couple of weeks ago, an interest rate rise in December looks like something no smart money would bet against. While we won’t know for sure until the middle of Tuesday afternoon whether or not [...] |