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	<title>Mortgage Blog</title>
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	<link>http://www.mortgageseek.com.au/blog</link>
	<description>Australian Mortgage and Home loan news, reports and insights.</description>
	<lastBuildDate>Thu, 22 Mar 2012 01:54:59 +0000</lastBuildDate>
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		<title>Tax Tips: Switching Your Home into a Rental Property</title>
		<link>http://www.mortgageseek.com.au/blog/2012/03/22/tax-tips-switching-your-home-into-a-rental-property/</link>
		<comments>http://www.mortgageseek.com.au/blog/2012/03/22/tax-tips-switching-your-home-into-a-rental-property/#comments</comments>
		<pubDate>Thu, 22 Mar 2012 01:54:59 +0000</pubDate>
		<dc:creator>Mortgageseek</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[cgt]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[ppor]]></category>
		<category><![CDATA[property]]></category>
		<category><![CDATA[property investment]]></category>
		<category><![CDATA[tax]]></category>

		<guid isPermaLink="false">http://www.mortgageseek.com.au/blog/?p=490</guid>
		<description><![CDATA[There are many reasons why homeowners may choose to change their current principal place of residence (PPOR) into an investment property. Perhaps they are looking to upgrade to a larger – or perhaps downsize to a smaller – model, and wish to retain the original property as an investment, or maybe they have been geographically [...]]]></description>
		<wfw:commentRss>http://www.mortgageseek.com.au/blog/2012/03/22/tax-tips-switching-your-home-into-a-rental-property/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Ten Tips for Picking Property Hotspots in Australia</title>
		<link>http://www.mortgageseek.com.au/blog/2012/03/10/ten-tips-for-picking-property-hotspots-in-australia/</link>
		<comments>http://www.mortgageseek.com.au/blog/2012/03/10/ten-tips-for-picking-property-hotspots-in-australia/#comments</comments>
		<pubDate>Sat, 10 Mar 2012 01:54:34 +0000</pubDate>
		<dc:creator>Mortgageseek</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[australia]]></category>
		<category><![CDATA[Darwin]]></category>
		<category><![CDATA[fhog]]></category>
		<category><![CDATA[first home buyers]]></category>
		<category><![CDATA[melbourne]]></category>
		<category><![CDATA[property]]></category>
		<category><![CDATA[property investors]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[sydney]]></category>
		<category><![CDATA[tips]]></category>
		<category><![CDATA[Victoria]]></category>

		<guid isPermaLink="false">http://www.mortgageseek.com.au/blog/?p=488</guid>
		<description><![CDATA[The biggest skill an investor can have is to know how to predict the market. Obviously no one has a crystal ball and no one can predict with 100% certainty what&#8217;s going to happen, but there are ways to form an educated opinion. And let&#8217;s face it, choosing an investment based on an educated opinion [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Unit demand to remain strong with continuing under-supply forecasted</title>
		<link>http://www.mortgageseek.com.au/blog/2012/02/21/unit-demand-to-remain-strong-with-continuing-under-supply-forecasted/</link>
		<comments>http://www.mortgageseek.com.au/blog/2012/02/21/unit-demand-to-remain-strong-with-continuing-under-supply-forecasted/#comments</comments>
		<pubDate>Tue, 21 Feb 2012 00:05:52 +0000</pubDate>
		<dc:creator>Mortgageseek</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[apartments]]></category>
		<category><![CDATA[Northern Territory]]></category>
		<category><![CDATA[NSW]]></category>
		<category><![CDATA[NT]]></category>
		<category><![CDATA[property]]></category>
		<category><![CDATA[property investment]]></category>
		<category><![CDATA[QLD]]></category>
		<category><![CDATA[real estate]]></category>

		<guid isPermaLink="false">http://www.mortgageseek.com.au/blog/?p=390</guid>
		<description><![CDATA[Australia’s chronic property shortage is set to be one of the key issues underlying the real estate market for years to come, and will drive up the demand for units, says the government’s housing supply advisory. According to the National Housing Supply Council’s recently released State of Supply Report 2011, Australia’s overall shortage of dwellings [...]]]></description>
		<wfw:commentRss>http://www.mortgageseek.com.au/blog/2012/02/21/unit-demand-to-remain-strong-with-continuing-under-supply-forecasted/feed/</wfw:commentRss>
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		<title>Property investment from Super Funds rising</title>
		<link>http://www.mortgageseek.com.au/blog/2012/02/19/property-investment-from-super-funds-rising/</link>
		<comments>http://www.mortgageseek.com.au/blog/2012/02/19/property-investment-from-super-funds-rising/#comments</comments>
		<pubDate>Sun, 19 Feb 2012 00:03:48 +0000</pubDate>
		<dc:creator>YourMortgage.com.au</dc:creator>
				<category><![CDATA[Contributors]]></category>
		<category><![CDATA[ATO]]></category>
		<category><![CDATA[australia]]></category>
		<category><![CDATA[property]]></category>
		<category><![CDATA[property investment]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[super]]></category>

		<guid isPermaLink="false">http://www.mortgageseek.com.au/blog/?p=388</guid>
		<description><![CDATA[The popularity of investing in property through self-managed superannuation funds (SMSFs) appears to be on the up, judging by the latest statistics from the Australian Taxation Office. The ATO’s recently released Self-managed superannuation funds: A Statistical Overview report reveals that the percentage of all SMSF assets accounted for by &#8217;real property&#8217; rose by just under 2% [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Refinancers Boost Loan Market Activity</title>
		<link>http://www.mortgageseek.com.au/blog/2012/02/16/mortgage-refinancers-boost-loan-market-activity/</link>
		<comments>http://www.mortgageseek.com.au/blog/2012/02/16/mortgage-refinancers-boost-loan-market-activity/#comments</comments>
		<pubDate>Thu, 16 Feb 2012 00:01:01 +0000</pubDate>
		<dc:creator>YourMortgage.com.au</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[deal]]></category>
		<category><![CDATA[first home]]></category>
		<category><![CDATA[first home buyers]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[loan market]]></category>
		<category><![CDATA[loan switching]]></category>
		<category><![CDATA[melbourne]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[property]]></category>
		<category><![CDATA[rba]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[refinance]]></category>

		<guid isPermaLink="false">http://www.mortgageseek.com.au/blog/?p=386</guid>
		<description><![CDATA[More and more Australians are looking for a better deal on their home loan, with the most recent data from the ABS revealing that refinancing activity jumped by 17% over 12 months and 5% over three months. With the RBA having since instigated back to back interest rate cuts, it is predicted that real estate [...]]]></description>
		<wfw:commentRss>http://www.mortgageseek.com.au/blog/2012/02/16/mortgage-refinancers-boost-loan-market-activity/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Housing confidence continues to slump in NSW, VIC</title>
		<link>http://www.mortgageseek.com.au/blog/2012/02/15/housing-confidence-continues-to-slump-in-nsw-vic/</link>
		<comments>http://www.mortgageseek.com.au/blog/2012/02/15/housing-confidence-continues-to-slump-in-nsw-vic/#comments</comments>
		<pubDate>Wed, 15 Feb 2012 23:58:12 +0000</pubDate>
		<dc:creator>Mortgageseek</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[australia]]></category>
		<category><![CDATA[NSW]]></category>
		<category><![CDATA[property]]></category>
		<category><![CDATA[queensland]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[Victoria]]></category>

		<guid isPermaLink="false">http://www.mortgageseek.com.au/blog/?p=383</guid>
		<description><![CDATA[Property confidence is down in Australia’s biggest states as investors look to resource-rich areas in 2012. A Property Council-ANZ survey found real estate professionals are more confident about demand from investors in South Australia, Western Australia, Queensland and Northern Territory, which are linked to major resource projects. The top performing territory in the survey was [...]]]></description>
		<wfw:commentRss>http://www.mortgageseek.com.au/blog/2012/02/15/housing-confidence-continues-to-slump-in-nsw-vic/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Darwin: More fuel for Australia&#8217;s property hotspot</title>
		<link>http://www.mortgageseek.com.au/blog/2012/02/13/darwin-more-fuel-for-australias-property-hotspot/</link>
		<comments>http://www.mortgageseek.com.au/blog/2012/02/13/darwin-more-fuel-for-australias-property-hotspot/#comments</comments>
		<pubDate>Mon, 13 Feb 2012 23:54:31 +0000</pubDate>
		<dc:creator>Mortgageseek</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[australia]]></category>
		<category><![CDATA[Darwin]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[Northern Territory]]></category>
		<category><![CDATA[NT]]></category>
		<category><![CDATA[property]]></category>
		<category><![CDATA[property investment]]></category>
		<category><![CDATA[queensland]]></category>

		<guid isPermaLink="false">http://www.mortgageseek.com.au/blog/?p=381</guid>
		<description><![CDATA[Japanese resources giant Inpex has made the long-awaited announcement that its $30bn Ichthys gas project will go ahead, fuelling speculation that Darwin’s property market is set to take off. The project, which will see natural gas pumped into the city for processing into liquefied natural gas (LNG), is expected to boost the Northern Territory’s gross [...]]]></description>
		<wfw:commentRss>http://www.mortgageseek.com.au/blog/2012/02/13/darwin-more-fuel-for-australias-property-hotspot/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>2012 Australian Property Market is all about First Home Buyers</title>
		<link>http://www.mortgageseek.com.au/blog/2012/02/10/2012-australian-property-market-is-all-about-first-home-buyers/</link>
		<comments>http://www.mortgageseek.com.au/blog/2012/02/10/2012-australian-property-market-is-all-about-first-home-buyers/#comments</comments>
		<pubDate>Fri, 10 Feb 2012 23:54:18 +0000</pubDate>
		<dc:creator>YourMortgage.com.au</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[austalia]]></category>
		<category><![CDATA[first home]]></category>
		<category><![CDATA[first home buyers]]></category>
		<category><![CDATA[interest rate reductions]]></category>
		<category><![CDATA[loan market]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage brokers]]></category>
		<category><![CDATA[nationwide poll]]></category>
		<category><![CDATA[property]]></category>
		<category><![CDATA[property investors]]></category>

		<guid isPermaLink="false">http://www.mortgageseek.com.au/blog/?p=379</guid>
		<description><![CDATA[First time buyers are expected to be the major players in the property market this year, according to a nationwide poll of mortgage brokers. The Loan Market poll of 252 of its brokers found that 36% of respondents expected first time buyers to dominate the housing finance market in 2012. Investors came in at a [...]]]></description>
		<wfw:commentRss>http://www.mortgageseek.com.au/blog/2012/02/10/2012-australian-property-market-is-all-about-first-home-buyers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Western Sydney Property Prices to Outgrow the Nation</title>
		<link>http://www.mortgageseek.com.au/blog/2012/01/24/western-sydney-property-prices-to-outgrow-the-nation/</link>
		<comments>http://www.mortgageseek.com.au/blog/2012/01/24/western-sydney-property-prices-to-outgrow-the-nation/#comments</comments>
		<pubDate>Tue, 24 Jan 2012 02:16:13 +0000</pubDate>
		<dc:creator>YourMortgage.com.au</dc:creator>
				<category><![CDATA[Contributors]]></category>
		<category><![CDATA[apartments]]></category>
		<category><![CDATA[property]]></category>
		<category><![CDATA[property investment]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[sydney]]></category>
		<category><![CDATA[units]]></category>

		<guid isPermaLink="false">http://www.mortgageseek.com.au/blog/?p=375</guid>
		<description><![CDATA[Western Sydney will prove to be one of the nation’s property investment hotspots next year, according to a recent report by SQM Research. The Western Sydney Regional Report, gives Sydney’s west a score of 4.25 stars out of five, and forecasts that the area will outperform most Australian regions next year. Western Sydney’s property prices are [...]]]></description>
		<wfw:commentRss>http://www.mortgageseek.com.au/blog/2012/01/24/western-sydney-property-prices-to-outgrow-the-nation/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Property Investment: Houses or Units?</title>
		<link>http://www.mortgageseek.com.au/blog/2012/01/21/property-investment-houses-or-units/</link>
		<comments>http://www.mortgageseek.com.au/blog/2012/01/21/property-investment-houses-or-units/#comments</comments>
		<pubDate>Sat, 21 Jan 2012 02:13:39 +0000</pubDate>
		<dc:creator>YourMortgage.com.au</dc:creator>
				<category><![CDATA[Contributors]]></category>
		<category><![CDATA[australia]]></category>
		<category><![CDATA[property]]></category>
		<category><![CDATA[property investment]]></category>
		<category><![CDATA[tenants]]></category>
		<category><![CDATA[tips]]></category>
		<category><![CDATA[units]]></category>

		<guid isPermaLink="false">http://www.mortgageseek.com.au/blog/?p=373</guid>
		<description><![CDATA[Should you invest your hard-earned cash in house on a quarter acre block, or a low-maintenance apartment in the city? It’s the age-old question that plagues property investors across the nation, and as is often the case when it comes to real estate, there is no clear-cut answer. “The question itself is not as simple [...]]]></description>
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