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	<title>Mortgage Blog</title>
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	<description>Mortgage and Home loan news and views</description>
	<lastBuildDate>Tue, 09 Mar 2010 08:22:42 +0000</lastBuildDate>
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		<title>Australians love mortgages much more than 20 years ago</title>
		<link>http://www.mortgageseek.com.au/blog/2010/03/09/australians-love-mortgages-much-more-than-20-years-ago/</link>
		<comments>http://www.mortgageseek.com.au/blog/2010/03/09/australians-love-mortgages-much-more-than-20-years-ago/#comments</comments>
		<pubDate>Tue, 09 Mar 2010 08:22:41 +0000</pubDate>
		<dc:creator>Amanda Kendle</dc:creator>
				<category><![CDATA[Australian Mortgage News]]></category>

		<guid isPermaLink="false">http://www.mortgageseek.com.au/blog/?p=167</guid>
		<description><![CDATA[Having a mortgage is cool. Or it must be, because the trends show that we Australians are much more in love with mortgages than we were two decades ago. Reserve Bank statistics on mortgage debts, which they only began to record in 1990, show that our thirst for mortgages has been increasing at a rapid [...]]]></description>
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		<title>New Reserve Bank rise means we&#8217;ll pay more on our mortgages</title>
		<link>http://www.mortgageseek.com.au/blog/2010/03/02/new-reserve-bank-rise-means-well-pay-more-on-our-mortgages/</link>
		<comments>http://www.mortgageseek.com.au/blog/2010/03/02/new-reserve-bank-rise-means-well-pay-more-on-our-mortgages/#comments</comments>
		<pubDate>Tue, 02 Mar 2010 07:42:18 +0000</pubDate>
		<dc:creator>Amanda Kendle</dc:creator>
				<category><![CDATA[Australian Mortgage News]]></category>

		<guid isPermaLink="false">http://www.mortgageseek.com.au/blog/?p=164</guid>
		<description><![CDATA[This time round, sadly, the Reserve Bank hasn&#8217;t surprised us: at this morning&#8217;s March meeting the powers that be announced that they would be raising the official cash rate by 25 points to 4.0 per cent, effective from tomorrow. After the surprise announcement in February that the cash rate wouldn&#8217;t rise &#8211; despite pretty much [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Want to be a first homeowner? Affordability study says you&#8217;re too late</title>
		<link>http://www.mortgageseek.com.au/blog/2010/02/23/want-to-be-a-first-homeowner-affordability-study-says-youre-too-late/</link>
		<comments>http://www.mortgageseek.com.au/blog/2010/02/23/want-to-be-a-first-homeowner-affordability-study-says-youre-too-late/#comments</comments>
		<pubDate>Tue, 23 Feb 2010 07:27:42 +0000</pubDate>
		<dc:creator>Amanda Kendle</dc:creator>
				<category><![CDATA[Australian Mortgage News]]></category>

		<guid isPermaLink="false">http://www.mortgageseek.com.au/blog/?p=162</guid>
		<description><![CDATA[If you&#8217;re not a member of the Australian mortgage (chain) gang yet, a study released this week might be bad news for you. According to the quarterly Housing Industry Association-Commonwealth Bank first home buyer affordability index study which was just published, affordability for buying a house (and the accompanying mortgage) in Australia has got worse [...]]]></description>
		<wfw:commentRss>http://www.mortgageseek.com.au/blog/2010/02/23/want-to-be-a-first-homeowner-affordability-study-says-youre-too-late/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Mortgage repayment problems on the rise</title>
		<link>http://www.mortgageseek.com.au/blog/2010/02/16/mortgage-repayment-problems-on-the-rise/</link>
		<comments>http://www.mortgageseek.com.au/blog/2010/02/16/mortgage-repayment-problems-on-the-rise/#comments</comments>
		<pubDate>Tue, 16 Feb 2010 05:50:59 +0000</pubDate>
		<dc:creator>Amanda Kendle</dc:creator>
				<category><![CDATA[Australian Mortgage News]]></category>

		<guid isPermaLink="false">http://www.mortgageseek.com.au/blog/?p=159</guid>
		<description><![CDATA[Are you one of the increasing number of Australian home loan holders who are having problems making their mortgage repayments? Apparently the number of people getting into trouble with their mortgages is on the rise, according to data released earlier this week. Not only that, the prediction is that it&#8217;s only going to get worse.
Thanks [...]]]></description>
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		<title>Banks warned not to raise our mortgage rates again</title>
		<link>http://www.mortgageseek.com.au/blog/2010/02/09/banks-warned-not-to-raise-our-mortgage-rates-again/</link>
		<comments>http://www.mortgageseek.com.au/blog/2010/02/09/banks-warned-not-to-raise-our-mortgage-rates-again/#comments</comments>
		<pubDate>Tue, 09 Feb 2010 07:31:18 +0000</pubDate>
		<dc:creator>Amanda Kendle</dc:creator>
				<category><![CDATA[Australian Mortgage News]]></category>

		<guid isPermaLink="false">http://www.mortgageseek.com.au/blog/?p=157</guid>
		<description><![CDATA[I may not always be a big fan of politicians &#8211; from any party &#8211; but any politician who tells my bank not to raise my mortgage interest rate has got to be okay in my books. That&#8217;s what the federal treasurer Wayne Swan has been saying this week after a big government announcment on [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Reserve Bank surprises us by holding cash rate steady</title>
		<link>http://www.mortgageseek.com.au/blog/2010/02/02/reserve-bank-surprises-us-by-holding-cash-rate-steady/</link>
		<comments>http://www.mortgageseek.com.au/blog/2010/02/02/reserve-bank-surprises-us-by-holding-cash-rate-steady/#comments</comments>
		<pubDate>Tue, 02 Feb 2010 03:49:57 +0000</pubDate>
		<dc:creator>Amanda Kendle</dc:creator>
				<category><![CDATA[Australian Mortgage News]]></category>

		<guid isPermaLink="false">http://www.mortgageseek.com.au/blog/?p=154</guid>
		<description><![CDATA[Despite many predictions to the contrary, the Reserve Bank of Australia met today and decided not to raise the official cash rate again. Good news, and quite unexpected, for all of us mortgage holders out there who had been expecting to see another rise in interest rates.
All the news reports and predictions had been saying [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Line of credit versus regular mortgage: My experience</title>
		<link>http://www.mortgageseek.com.au/blog/2010/01/26/line-of-credit-versus-regular-mortgage-my-experience/</link>
		<comments>http://www.mortgageseek.com.au/blog/2010/01/26/line-of-credit-versus-regular-mortgage-my-experience/#comments</comments>
		<pubDate>Tue, 26 Jan 2010 07:17:18 +0000</pubDate>
		<dc:creator>Amanda Kendle</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[home equity loan]]></category>
		<category><![CDATA[line of credit]]></category>

		<guid isPermaLink="false">http://www.mortgageseek.com.au/blog/?p=152</guid>
		<description><![CDATA[There are many different variations on mortgages and home loans out there for you to choose from, but two kinds which have some distinct differences are a regular mortgage and a line of credit (also known as a home equity loan). Just before I bought my first home a few years ago, I got a [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Understanding your mortgage broker&#8217;s jargon</title>
		<link>http://www.mortgageseek.com.au/blog/2010/01/19/understanding-your-mortgage-brokers-jargon/</link>
		<comments>http://www.mortgageseek.com.au/blog/2010/01/19/understanding-your-mortgage-brokers-jargon/#comments</comments>
		<pubDate>Tue, 19 Jan 2010 00:19:44 +0000</pubDate>
		<dc:creator>Amanda Kendle</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.mortgageseek.com.au/blog/?p=149</guid>
		<description><![CDATA[If you&#8217;re looking to get your first mortgage, or even to refinance, you&#8217;ll most likely have a meeting with a lender or mortgage broker &#8211; someone who&#8217;s an expert in mortgages and home loans. The problem is these experts sometimes forget that we&#8217;re not all experts, and they might bamboozle you with mortgage terminology or [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Buying your first home, getting your first mortgage</title>
		<link>http://www.mortgageseek.com.au/blog/2010/01/12/buying-your-first-home-getting-your-first-mortgage/</link>
		<comments>http://www.mortgageseek.com.au/blog/2010/01/12/buying-your-first-home-getting-your-first-mortgage/#comments</comments>
		<pubDate>Tue, 12 Jan 2010 08:01:09 +0000</pubDate>
		<dc:creator>Amanda Kendle</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[first home]]></category>
		<category><![CDATA[first mortgage]]></category>

		<guid isPermaLink="false">http://www.mortgageseek.com.au/blog/?p=143</guid>
		<description><![CDATA[I don&#8217;t know which is scarier: choosing your first house, or choosing your first mortgage. Of course, these are exciting times, but they are big decisions that have a significant impact on your future, so these choices should definitely not be made lightly.
It&#8217;s about ten years ago that I chose my first home and my [...]]]></description>
		<wfw:commentRss>http://www.mortgageseek.com.au/blog/2010/01/12/buying-your-first-home-getting-your-first-mortgage/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>Reserve Bank gives Australian mortgage holders no Christmas present</title>
		<link>http://www.mortgageseek.com.au/blog/2009/12/08/reserve-bank-gives-australian-mortgage-holders-no-christmas-present/</link>
		<comments>http://www.mortgageseek.com.au/blog/2009/12/08/reserve-bank-gives-australian-mortgage-holders-no-christmas-present/#comments</comments>
		<pubDate>Tue, 08 Dec 2009 00:42:45 +0000</pubDate>
		<dc:creator>Amanda Kendle</dc:creator>
				<category><![CDATA[Australian Mortgage News]]></category>

		<guid isPermaLink="false">http://www.mortgageseek.com.au/blog/?p=138</guid>
		<description><![CDATA[It&#8217;s official: the Christmas interest rate rise pretty much the whole of Australia was expecting came through in last week&#8217;s Reserve Bank announcement. From 2 December 2009, the official cash rate was raised by 25 basis points to 3.75 per cent, just as anticipated.
The Reserve Bank mentioned a few key reasons for the rate rise, [...]]]></description>
		<wfw:commentRss>http://www.mortgageseek.com.au/blog/2009/12/08/reserve-bank-gives-australian-mortgage-holders-no-christmas-present/feed/</wfw:commentRss>
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