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	<title>Mortgage Blog</title>
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	<description>Australian Mortgage and Home loan news, reports and insights.</description>
	<lastBuildDate>Tue, 24 Jan 2012 02:16:13 +0000</lastBuildDate>
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		<title>Western Sydney Property Prices to Outgrow the Nation</title>
		<link>http://www.mortgageseek.com.au/blog/2012/01/24/western-sydney-property-prices-to-outgrow-the-nation/</link>
		<comments>http://www.mortgageseek.com.au/blog/2012/01/24/western-sydney-property-prices-to-outgrow-the-nation/#comments</comments>
		<pubDate>Tue, 24 Jan 2012 02:16:13 +0000</pubDate>
		<dc:creator>YourMortgage.com.au</dc:creator>
				<category><![CDATA[Contributors]]></category>
		<category><![CDATA[sydney.property]]></category>

		<guid isPermaLink="false">http://www.mortgageseek.com.au/blog/?p=375</guid>
		<description><![CDATA[Western Sydney will prove to be one of the nation’s property investment hotspots next year, according to a recent report by SQM Research. The Western Sydney Regional Report, gives Sydney’s west a score of 4.25 stars out of five, and forecasts that the area will outperform most Australian regions next year. Western Sydney’s property prices are [...]]]></description>
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		<title>Property Investment: Houses or Units?</title>
		<link>http://www.mortgageseek.com.au/blog/2012/01/21/property-investment-houses-or-units/</link>
		<comments>http://www.mortgageseek.com.au/blog/2012/01/21/property-investment-houses-or-units/#comments</comments>
		<pubDate>Sat, 21 Jan 2012 02:13:39 +0000</pubDate>
		<dc:creator>YourMortgage.com.au</dc:creator>
				<category><![CDATA[Contributors]]></category>
		<category><![CDATA[australia]]></category>
		<category><![CDATA[property investment]]></category>

		<guid isPermaLink="false">http://www.mortgageseek.com.au/blog/?p=373</guid>
		<description><![CDATA[Should you invest your hard-earned cash in house on a quarter acre block, or a low-maintenance apartment in the city? It’s the age-old question that plagues property investors across the nation, and as is often the case when it comes to real estate, there is no clear-cut answer. “The question itself is not as simple [...]]]></description>
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		<title>Property Investment: 9 Key Tips for Increasing Returns</title>
		<link>http://www.mortgageseek.com.au/blog/2012/01/19/property-investment-9-key-tips-for-increasing-returns/</link>
		<comments>http://www.mortgageseek.com.au/blog/2012/01/19/property-investment-9-key-tips-for-increasing-returns/#comments</comments>
		<pubDate>Thu, 19 Jan 2012 02:09:38 +0000</pubDate>
		<dc:creator>YourMortgage.com.au</dc:creator>
				<category><![CDATA[Contributors]]></category>
		<category><![CDATA[australia]]></category>
		<category><![CDATA[property investment]]></category>

		<guid isPermaLink="false">http://www.mortgageseek.com.au/blog/?p=371</guid>
		<description><![CDATA[1. Good presentation is the key to maximising return on investment. A well presented property attracts interest and creates increased competition among prospective tenants, enhancing the prospects of a higher rental return. 2. First impressions are critical. A fresh, clean and cheery property arouses interest and creates the conditions for the best rent. 3. When [...]]]></description>
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		<title>Buying an Apartment: 5 Key Features to Look For</title>
		<link>http://www.mortgageseek.com.au/blog/2012/01/12/buying-an-apartment-5-key-features-to-look-for/</link>
		<comments>http://www.mortgageseek.com.au/blog/2012/01/12/buying-an-apartment-5-key-features-to-look-for/#comments</comments>
		<pubDate>Thu, 12 Jan 2012 02:08:57 +0000</pubDate>
		<dc:creator>YourMortgage.com.au</dc:creator>
				<category><![CDATA[Contributors]]></category>
		<category><![CDATA[apartments]]></category>
		<category><![CDATA[australia]]></category>

		<guid isPermaLink="false">http://www.mortgageseek.com.au/blog/?p=367</guid>
		<description><![CDATA[The timing has never been better to invest in property, with low interest rates and a depressed real estate market presenting a rash of opportunities for savvy buyers. And if you’re in the market to buy a unit, there are certain features you should look for to ensure that you stretch your dollar ever further, [...]]]></description>
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		<title>10 Things First Time Home Buyers Need To Know About Mortgages</title>
		<link>http://www.mortgageseek.com.au/blog/2011/11/18/10-things-first-time-home-buyers-need-to-know-about-mortgages/</link>
		<comments>http://www.mortgageseek.com.au/blog/2011/11/18/10-things-first-time-home-buyers-need-to-know-about-mortgages/#comments</comments>
		<pubDate>Fri, 18 Nov 2011 07:54:07 +0000</pubDate>
		<dc:creator>Mortgageseek</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[australia]]></category>
		<category><![CDATA[first home]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[tips]]></category>

		<guid isPermaLink="false">http://www.mortgageseek.com.au/blog/?p=362</guid>
		<description><![CDATA[This guest blog is written by Andrianes Pinantoan, a personal finance enthusiast hailing from How To Save Money. Whether to buy a home or not, it will be one of the biggest decisions you have to make in your life. It is certainly the biggest buying decision you have to make in life. Despite this, [...]]]></description>
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		<title>First Home Owner Grants not the answer</title>
		<link>http://www.mortgageseek.com.au/blog/2011/08/19/first-home-owner-grants-not-the-answer/</link>
		<comments>http://www.mortgageseek.com.au/blog/2011/08/19/first-home-owner-grants-not-the-answer/#comments</comments>
		<pubDate>Fri, 19 Aug 2011 02:34:03 +0000</pubDate>
		<dc:creator>YourMortgage.com.au</dc:creator>
				<category><![CDATA[Contributors]]></category>
		<category><![CDATA[fhog]]></category>
		<category><![CDATA[first home]]></category>

		<guid isPermaLink="false">http://www.mortgageseek.com.au/blog/?p=357</guid>
		<description><![CDATA[First Home Owner Grants are inadequate to address the barriers to home ownership, Adelaide Bank’s Damian Percy has stated. Loan Market COO Dean Rushton this week called for the $7,000 First Home Owner Grant to be increased, However, Percy, Adelaide&#8217;s general manager of third party lending, has told Australian BrokerNews increasing the FHOG will do [...]]]></description>
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		<title>Lying on Credit Applications on the Rise</title>
		<link>http://www.mortgageseek.com.au/blog/2011/08/16/lying-on-credit-applications-on-the-rise/</link>
		<comments>http://www.mortgageseek.com.au/blog/2011/08/16/lying-on-credit-applications-on-the-rise/#comments</comments>
		<pubDate>Tue, 16 Aug 2011 02:31:17 +0000</pubDate>
		<dc:creator>YourMortgage.com.au</dc:creator>
				<category><![CDATA[Contributors]]></category>
		<category><![CDATA[austalia]]></category>
		<category><![CDATA[credit applications]]></category>

		<guid isPermaLink="false">http://www.mortgageseek.com.au/blog/?p=354</guid>
		<description><![CDATA[The number of borrowers who misrepresent their personal financial information when applying for credit is on the increase, according to Veda Advantage. Recent research conducted by Galaxy Research for Veda Advantage estimates that 1.8 million &#8211; or 10% of Australians &#8211; have misrepresented their financial information when applying for credit, an increase of 200,000 on [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Australian Home Borrowers Vulnerable to Defaults</title>
		<link>http://www.mortgageseek.com.au/blog/2011/08/12/australian-home-borrowers-vulnerable-to-defaults/</link>
		<comments>http://www.mortgageseek.com.au/blog/2011/08/12/australian-home-borrowers-vulnerable-to-defaults/#comments</comments>
		<pubDate>Fri, 12 Aug 2011 02:36:05 +0000</pubDate>
		<dc:creator>YourMortgage.com.au</dc:creator>
				<category><![CDATA[Contributors]]></category>
		<category><![CDATA[default]]></category>
		<category><![CDATA[fitch]]></category>

		<guid isPermaLink="false">http://www.mortgageseek.com.au/blog/?p=359</guid>
		<description><![CDATA[Interest rate hikes are increasingly likely to send Australian homeowners into default, Fitch Ratings has claimed. In an exposure draft review of the Australian RMBS sector, the ratings agency has claimed homeowners are now more vulnerable to interest rate hikes than during the recession of the 1990s, when interest rates were around 17%. Director of [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Will Gen Ys Lead Housing Recovery in Australia</title>
		<link>http://www.mortgageseek.com.au/blog/2011/08/10/will-gen-ys-lead-housing-recovery-in-australia/</link>
		<comments>http://www.mortgageseek.com.au/blog/2011/08/10/will-gen-ys-lead-housing-recovery-in-australia/#comments</comments>
		<pubDate>Wed, 10 Aug 2011 02:31:00 +0000</pubDate>
		<dc:creator>YourMortgage.com.au</dc:creator>
				<category><![CDATA[Contributors]]></category>
		<category><![CDATA[gen y]]></category>
		<category><![CDATA[house prices]]></category>

		<guid isPermaLink="false">http://www.mortgageseek.com.au/blog/?p=352</guid>
		<description><![CDATA[The Australian housing market has a bright future, and Gen Ys will be the ones to lead it there, a social demographer has claimed. In spite of growing pessimism surrounding the economy, KPMG partner Bernard Salt has told Australian BrokerNews he expects economic conditions to pick up within the next few years. Salt claimed much [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Outdoor Renovation Tips to Improve your Property</title>
		<link>http://www.mortgageseek.com.au/blog/2011/06/07/outdoor-renovation-tips-to-improve-your-property/</link>
		<comments>http://www.mortgageseek.com.au/blog/2011/06/07/outdoor-renovation-tips-to-improve-your-property/#comments</comments>
		<pubDate>Tue, 07 Jun 2011 02:00:15 +0000</pubDate>
		<dc:creator>Mortgageseek</dc:creator>
				<category><![CDATA[Contributors]]></category>
		<category><![CDATA[renovation]]></category>

		<guid isPermaLink="false">http://www.mortgageseek.com.au/blog/?p=346</guid>
		<description><![CDATA[Gavin Taylor, director at Metropole Property Strategists, shares the following tips when considering an outdoor makeover 1. Make sure the building presents well: This may mean re-painting, re-roofing, modernising the spouting and guttering, replacing window frames, or reconfiguring the entrance area – it’s all focused on giving the building an excellent external feel. 2. Provide [...]]]></description>
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