P&N Bank is the largest bank owned and managed in Western Australia. Operating under a mutual model, P&N Bank provides retail banking services such as savings and lending products, insurance and financial planning services. With a branch network of 17 branches in Western Australia, P&N Bank also has a Perth based Contact Centre, online banking facilities and is part of the national rediATM network. As a mutual bank there are no third party shareholders, as distinct from a listed company, members who bank with P&N Bank and hold a share in Police & Nurses Limited are the owners of the Bank. P&N Bank is a member of COBA, the industry body that represents the credit unions, building societies and mutual banks in Australia. P&N Bank is also the membership sponsor of the Perth Wildcats.