4 Steps To Getting a Mortgage If You Have a Criminal Record

Mortgage lenders in Australia are taking more time than ever looking into an applicant’s past in order to determine their eligibility for a mortgage. After the credit crisis, financial institutions are much more stringent when deciding who they’re prepared to lend money to. They look at credit history, job security and past addresses. And if they discover you have a criminal record, they are likely to doubt your suitability for a home loan. If you’re a cash buyer you can get a house without ...
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home loan saver

If you have a $ 500,000 loan on 5% and we refinance it to 3.54% you will save $ 427.00 per month in interest. Find out more @ http://www.1300whatloan.com/homeloansaver.html
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Late week surprise…….. Me Bank Lowers Interest Changes

Late week surprise Me Bank Lowers Interest Changes   Product Name Flexible Home Loan - 1 Year Fixed (Investment) Flexible Home Loan - 2 Year Fixed (Investment) Flexible Home Loan - 3 Year Fixed (Investment) Flexible Home Loan - 4 Year Fixed (Investment) Flexible Home Loan - 5 Year Fixed (Investment) Flexible Home Loan with Member Package - 1 Year Fixed (Investment) Flexible Home Loan with Member Package - 2 Year Fixed (Investment) Flexible Home Loan with Member Package ...
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AMP – owner occupied decreasing Homeloan Interest rates

Variable Rate Loans Special Offer - for loans with an Owner Occupied security AMP Essential Home Loan - owner occupied (up to and including 90% LVR) decreasing to 3.99% pa Professional Variable Rate Loan - owner occupied $750k+ & <= 80% LVR decreasing to 3.99% pa Professional Line of Credit owner occupied $750k+ and <= 80% LVR decreasing to 4.19% pa Special Offer Business Rules – Applies to new applications with an owner occupied security received from Monday 12 October 201...
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Negative Gearing in the Property Market

Negative gearing is commonly used throughout Australia as it provides individuals with an opportunity to make an investment that wouldn’t necessarily be afforded otherwise. Put simply, negative gearing is when an individual funds an investment using debt financing, and this is offset in individual tax returns. Read full article Source: ATB Partners
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It now costs $4,000 A MONTH to pay the mortgage on an average house in Sydney, and affordability is plunging across the country… so will you EVER be able to afford your own home?

Latest housing industry data shows homes are becoming harder to buy The housing affordability index for many cities has fallen Worst hit was Melbourne, which had a 7.8 percent drop in affordability But in Sydney, it costs almost $4000 per month to pay for a loan Other state capitals and regional areas saw slumping affordability Two cities - Hobart and Perth - became easier to afford homes in Read more: dailymail.co.uk
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BankWest bank increases Interest rates

Bankwest has just announced that it will lift its variable home loan rates. Bankwest today announced it will increase interest rates by 18basis points across its variable home loan portfolio, effective 17 November 2015. Is it time to review your Home Loan ? http://www.1300whatloan.com/news/bankwest-bank-increases-interest-rates
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Fourth major bank hikes Interest rates

Last major banks announces variable rate rises The last of the four major banks has decided to increase variable rates on owner occupied and investment home loans. ANZ by 0.18% NAB by 0.17% CBA by 0.15 % The Reserve Bank of Australia still has Interest rates at its lowers in decades at 2%. BUT with the Banks variable rates going up is it time to review your mortgage and see what options their is ? Please feel free to contact us if you want an obligation free review of your loan...
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FIRST MAC Bank – Product Update

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Commonwealth Bank Interest Rate Changes

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NATIONAL AUSTRALIA BANK Bank Interest Rate Changes

Bank Interest Rate Changes Base Variable Rate (Principal & Interest) Previous 4.28% Current 4.15% Change (%) -0.13%   http://www.1300whatloan.com/news/national-australia-bank-bank-interest-rate-changes  
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  ING Interest Rate Changes

Promotional interest rate drop to 3.99% p.aING DIRECT announced enhancements to the current Orange Advantage interest rate promotion, dropping the variable interest rate to 3.99% p.a. (comparison rate 4.19% p.a.) and removing the loan amount threshold of $500,000.They also have our 1% cash back on monthly mortgage repayments of up to $3,000 promotion. All that is required is for customers to: Hold an Orange Advantage Home Loan and an Orange Everyday account Deposit their salary of $1,000 or ...
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The same day the RBA leaves rates alone at 2%. What has your bank do?

 The same day the RBA leaves rates alone at 2%. What has your bank do?  http://www.1300whatloan.com/news/same-day-the-rba-leaves-rates-alone-what-has-your-bank-do “1300WHATLOAN - Keeping you up-to-date with all Lender Changes and Product News”
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Amp bank Interest Rate Changes

From Monday 31 August 2015 the following variable rate special offers available for new business applications: AMP Essential Home Loan Variable Rate 4.09% pa (4.11% pa comparison rate*) Basic Package Variable Rate 4.19% pa (4.23% pa comparison rate*) 2 Year Basic Fixed Rate of only 4.18% pa (4.23% pa comparison rate*). Special rate offers are only for owner occupied loan applications received from 31 August 2015 to 30 November 2015.
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Free Service: Save thousands per year On Your Mortgage…

Imagine an extra couple of thousand per year in your pocket... That's enough for an overseas holiday with the family every year! You may have seen on the news that Australia currently has the lowest interest rates in 41 years. What that means for you is that you can switch your mortgage onto these low rates, and save yourself thousands of dollars per year in interest payments. Your bank is not obligated to automatically put you on a lower rate. In fact, it's in their best interest no...
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