home loan saver

If you have a $ 500,000 loan on 5% and we refinance it to 3.54% you will save $ 427.00 per month in interest. Find out more @ http://www.1300whatloan.com/homeloansaver.html
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Negative Gearing in the Property Market

Negative gearing is commonly used throughout Australia as it provides individuals with an opportunity to make an investment that wouldn’t necessarily be afforded otherwise. Put simply, negative gearing is when an individual funds an investment using debt financing, and this is offset in individual tax returns. Read full article Source: ATB Partners
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BankWest bank increases Interest rates

Bankwest has just announced that it will lift its variable home loan rates. Bankwest today announced it will increase interest rates by 18basis points across its variable home loan portfolio, effective 17 November 2015. Is it time to review your Home Loan ? http://www.1300whatloan.com/news/bankwest-bank-increases-interest-rates
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Fourth major bank hikes Interest rates

Last major banks announces variable rate rises The last of the four major banks has decided to increase variable rates on owner occupied and investment home loans. ANZ by 0.18% NAB by 0.17% CBA by 0.15 % The Reserve Bank of Australia still has Interest rates at its lowers in decades at 2%. BUT with the Banks variable rates going up is it time to review your mortgage and see what options their is ? Please feel free to contact us if you want an obligation free review of your loan...
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Commonwealth Bank Interest Rate Changes

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NATIONAL AUSTRALIA BANK Bank Interest Rate Changes

Bank Interest Rate Changes Base Variable Rate (Principal & Interest) Previous 4.28% Current 4.15% Change (%) -0.13%   http://www.1300whatloan.com/news/national-australia-bank-bank-interest-rate-changes  
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The same day the RBA leaves rates alone at 2%. What has your bank do?

 The same day the RBA leaves rates alone at 2%. What has your bank do?  http://www.1300whatloan.com/news/same-day-the-rba-leaves-rates-alone-what-has-your-bank-do “1300WHATLOAN - Keeping you up-to-date with all Lender Changes and Product News”
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Credit Savvy™ launches to help Australians access and understand their credit score

CreditSavvy.com.au launches today, providing Australians with free access to their credit score and resources to understand and manage their credit reputations. This free consumer initiative is backed by Aussie Home Loans, which has long been an advocate of empowering consumers and helping them get a better deal. Founder and Executive Chairman of Aussie, Mr John Symond AM, said “Consumers need to be on the front foot when it comes to understanding and managing their credit reputation. It ...
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Australian Online Lender launches 3 year deal at 4.48%PA

Online lender loans.com.au has turned its sights on fixed rate home loans and launched a three-year deal at 4.48 percent p.a in a move that has observers predicting it could be time to fix your mortgage interest rate. With a comparison rate of just 4.53 percent p.a, it undercuts the big four, who each offer three-year fixed rates of 4.94 percent with annual fees from $340. Mr Kim Cannon, Managing Director of Firstmac, the financial powerhouse behind loans.com.au Pty Ltd, said increasingly ...
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Mortgage Refinancers Boost Loan Market Activity

More and more Australians are looking for a better deal on their home loan, with the most recent data from the ABS revealing that refinancing activity jumped by 17% over 12 months and 5% over three months. With the RBA having since instigated back to back interest rate cuts, it is predicted that real estate activity will increase further in the coming months. “The RBA rate cuts in November and December have brought forward queries of those looking to refinance and also first home buyers, p...
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Tips: Attracting Top Tenants to your Rental Property

To attract quality tenants you need to offer a quality property. Here's a guide to considerations you need to make before you purchase your property, after you buy and during the tenant search. Purchasing a rental property First off: identify the type of renter you're hoping to attract and put yourself in their shoes. If you're hoping to attract students, look for property close to universities, colleges and transportation. If you're after families, then proximity of schools will play an imp...
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Sometimes Cutting Costs can end up Costing More

The Reserve Bank of Australia’s Statement on Monetary Policy released in February revealed that the household savings ratio was at its highest point in more than 20 years. According to the central bank, Aussies are tucking away 10% of their disposable income – that’s a massive swing from the mid-noughties when we were spending about 2% more than we earned. But there’s a huge difference between tightening your belt and cinching off the blood flow to your lower extremities. We’re all about s...
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Bring Back the Haggle: 10 things you should never pay full price for

Consumers seem happy to haggle in foreign countries for knick-knacks and knock-offs, but real deals can be found right here on Australian soil. If you’re paying the sticker-price, you’re paying too much. Absolutely everything is up for negotiation – all you have to do is ask. Mortgage rates and fees Why it’s possible: Competition between banks and non-banks slowed during the GFC, but it didn’t die altogether. During the crisis, the major banks aggressively competed with each other f...
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iPhone Apps: The Top 10 Finance Apps

Since the release of the iPhone, there has been a frenzy of software developers coming up with new applications to make our lives more fun, more productive and more informed. Now with over 200,000 apps already on the market (and growing), there really is an app for everything. But sorting the useful from the useless can be time consuming. Your Investment Property Magazine has done the heavy lifting for you to find the best money apps on the market to help you with all your financial needs: 1....
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9 Steps to reach a Successful Settlement

The settlement process can be daunting for both sellers and buyers. Whether you are buying or selling, it is always good to keep everyone involved informed. Keep written confirmations of any verbal decisions and agreements. If there are any issues regarding the settlement, these will provide assurances. As for the contract itself ensure that any actions required clearly outline an understood standard. Avoid situations like the one recently where a bare brick wall was required to be render...
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