AMP – owner occupied decreasing Homeloan Interest rates

Variable Rate Loans Special Offer - for loans with an Owner Occupied security AMP Essential Home Loan - owner occupied (up to and including 90% LVR) decreasing to 3.99% pa Professional Variable Rate Loan - owner occupied $750k+ & <= 80% LVR decreasing to 3.99% pa Professional Line of Credit owner occupied $750k+ and <= 80% LVR decreasing to 4.19% pa Special Offer Business Rules – Applies to new applications with an owner occupied security received from Monday 12 October 201...
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Negative Gearing in the Property Market

Negative gearing is commonly used throughout Australia as it provides individuals with an opportunity to make an investment that wouldn’t necessarily be afforded otherwise. Put simply, negative gearing is when an individual funds an investment using debt financing, and this is offset in individual tax returns. Read full article Source: ATB Partners
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BankWest bank increases Interest rates

Bankwest has just announced that it will lift its variable home loan rates. Bankwest today announced it will increase interest rates by 18basis points across its variable home loan portfolio, effective 17 November 2015. Is it time to review your Home Loan ? http://www.1300whatloan.com/news/bankwest-bank-increases-interest-rates
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Fourth major bank hikes Interest rates

Last major banks announces variable rate rises The last of the four major banks has decided to increase variable rates on owner occupied and investment home loans. ANZ by 0.18% NAB by 0.17% CBA by 0.15 % The Reserve Bank of Australia still has Interest rates at its lowers in decades at 2%. BUT with the Banks variable rates going up is it time to review your mortgage and see what options their is ? Please feel free to contact us if you want an obligation free review of your loan...
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FIRST MAC Bank – Product Update

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Commonwealth Bank Interest Rate Changes

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NATIONAL AUSTRALIA BANK Bank Interest Rate Changes

Bank Interest Rate Changes Base Variable Rate (Principal & Interest) Previous 4.28% Current 4.15% Change (%) -0.13%   http://www.1300whatloan.com/news/national-australia-bank-bank-interest-rate-changes  
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  ING Interest Rate Changes

Promotional interest rate drop to 3.99% p.aING DIRECT announced enhancements to the current Orange Advantage interest rate promotion, dropping the variable interest rate to 3.99% p.a. (comparison rate 4.19% p.a.) and removing the loan amount threshold of $500,000.They also have our 1% cash back on monthly mortgage repayments of up to $3,000 promotion. All that is required is for customers to: Hold an Orange Advantage Home Loan and an Orange Everyday account Deposit their salary of $1,000 or ...
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The same day the RBA leaves rates alone at 2%. What has your bank do?

 The same day the RBA leaves rates alone at 2%. What has your bank do?  http://www.1300whatloan.com/news/same-day-the-rba-leaves-rates-alone-what-has-your-bank-do “1300WHATLOAN - Keeping you up-to-date with all Lender Changes and Product News”
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Amp bank Interest Rate Changes

From Monday 31 August 2015 the following variable rate special offers available for new business applications: AMP Essential Home Loan Variable Rate 4.09% pa (4.11% pa comparison rate*) Basic Package Variable Rate 4.19% pa (4.23% pa comparison rate*) 2 Year Basic Fixed Rate of only 4.18% pa (4.23% pa comparison rate*). Special rate offers are only for owner occupied loan applications received from 31 August 2015 to 30 November 2015.
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What’s the difference between a buyer advocate and a real estate agent?

You’ll see them at open for inspections and auctions. In their orange vests and badges, clutching Ipads and clipboards, they are checking out houses for clients. ?Mal James of James Buyer Advocates (he’s the one in the checked hat) and his team specialise in finding properties in the $1million plus range for clients. Buyers’ advocates do not sell real estate. They act solely in the interests of the buyer. The real estate agent, in contrast, acts for the seller. While the role of the buyer ...
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Good news for aspiring property buyers in Melbourne and Sydney

Aspiring property buyers in Melbourne and Sydney will soon have the opportunity to minimise those necessary but pesky property inspection costs when buying a home. https://vimeo.com/121581102 Easy Inspect, a Melbourne based startup, aims to use its platform to pool interest and crowd-source property inspection resources to drive down the cost of property pre-purchase inspection services which, for a combined structural and pest report, market price currently stands at around the $600 mark....
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Realestate.com releases Apartment Hotspots List

Victoria has had the most searches for off the plan apartments nationally over the past three months, according to realestate.com.au’s New Apartment Hotspots list. . The following ten Australian suburbs have had the most views for off-the-plan apartments in the past three months: 1. Collingwood (VIC) 2. Hampton (VIC) 3. Lane Cove (NSW) 4. Mosman (NSW) 5. Melbourne CBD (VIC) 6. Brisbane City (QLD) 7. Rhodes (NSW) 8. Wollongong (NSW) 9. Carlton (VIC) 10. Richmond (VIC) Victoria has...
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Overseas Buyers Creating ‘Seismic Changes’

A Federal Government proposal to charge foreign buyers application fees each time they buy property in Australia is ‘tickling around the edges’ - and it won’t tackle the ‘seismic’ changes in Melbourne’s housing market. Mal James of James Buyer Advocates in Melbourne says 50 to 75 per cent of properties on the books of some real estate agents are now being sold to overseas buyers. He says the latest Government proposal won’t slow the influx of international buyers snapping up properties in Mel...
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Sydney land prices now rising faster than houses

21 February 2015: Sydney’s median residential land price increased by 19.7 percent over 2014 and the city clearly remains the most expensive of all the state capitals, according to data from the Domain Group. The December quarter median land price of $390,000 was well ahead of Melbourne at $245,000 and Brisbane $237,950. Dr Andrew Wilson, Senior Economist, Domain Group, commented; “Sydney’s annual land prices increased at the fastest rate in over a decade and recorded stronger growth than...
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