How to Choose the Right Real Estate Agent

Selling a house is a stressful experience. You’ve got to find a great real estate agent, stage your home for inspection, hope the right buyer comes along, negotiate a price and time this entire process so that you can seamlessly move into your next home. Knowing you’ve got the right real estate agent by your side is the first step to minimising the worry that inevitably comes with a selling a property. You want someone who’s experienced, understands the local area, and knows how to attract g...
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7 Reasons You Should Invest in Real Estate

Real estate investment is a hot topic of conversation. So many people want to make wise decisions with their money, and real estate investment seems to be a top contender. There are a lot of benefits to real estate investment, and if you’re considering it, it’s worth looking into what those benefits could mean for you. 1. It’s Easy to Add Value to a Home Some home repairs and renovations offer a substantial return on investment. If you play your cards right, $5,000 worth of work can easil...
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Late week surprise…….. Me Bank Lowers Interest Changes

Late week surprise Me Bank Lowers Interest Changes   Product Name Flexible Home Loan - 1 Year Fixed (Investment) Flexible Home Loan - 2 Year Fixed (Investment) Flexible Home Loan - 3 Year Fixed (Investment) Flexible Home Loan - 4 Year Fixed (Investment) Flexible Home Loan - 5 Year Fixed (Investment) Flexible Home Loan with Member Package - 1 Year Fixed (Investment) Flexible Home Loan with Member Package - 2 Year Fixed (Investment) Flexible Home Loan with Member Package ...
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Negative Gearing in the Property Market

Negative gearing is commonly used throughout Australia as it provides individuals with an opportunity to make an investment that wouldn’t necessarily be afforded otherwise. Put simply, negative gearing is when an individual funds an investment using debt financing, and this is offset in individual tax returns. Read full article Source: ATB Partners
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BankWest bank increases Interest rates

Bankwest has just announced that it will lift its variable home loan rates. Bankwest today announced it will increase interest rates by 18basis points across its variable home loan portfolio, effective 17 November 2015. Is it time to review your Home Loan ? http://www.1300whatloan.com/news/bankwest-bank-increases-interest-rates
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Fourth major bank hikes Interest rates

Last major banks announces variable rate rises The last of the four major banks has decided to increase variable rates on owner occupied and investment home loans. ANZ by 0.18% NAB by 0.17% CBA by 0.15 % The Reserve Bank of Australia still has Interest rates at its lowers in decades at 2%. BUT with the Banks variable rates going up is it time to review your mortgage and see what options their is ? Please feel free to contact us if you want an obligation free review of your loan...
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FIRST MAC Bank – Product Update

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Commonwealth Bank Interest Rate Changes

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NATIONAL AUSTRALIA BANK Bank Interest Rate Changes

Bank Interest Rate Changes Base Variable Rate (Principal & Interest) Previous 4.28% Current 4.15% Change (%) -0.13%   http://www.1300whatloan.com/news/national-australia-bank-bank-interest-rate-changes  
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  ING Interest Rate Changes

Promotional interest rate drop to 3.99% p.aING DIRECT announced enhancements to the current Orange Advantage interest rate promotion, dropping the variable interest rate to 3.99% p.a. (comparison rate 4.19% p.a.) and removing the loan amount threshold of $500,000.They also have our 1% cash back on monthly mortgage repayments of up to $3,000 promotion. All that is required is for customers to: Hold an Orange Advantage Home Loan and an Orange Everyday account Deposit their salary of $1,000 or ...
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The same day the RBA leaves rates alone at 2%. What has your bank do?

 The same day the RBA leaves rates alone at 2%. What has your bank do?  http://www.1300whatloan.com/news/same-day-the-rba-leaves-rates-alone-what-has-your-bank-do “1300WHATLOAN - Keeping you up-to-date with all Lender Changes and Product News”
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What’s the difference between a buyer advocate and a real estate agent?

You’ll see them at open for inspections and auctions. In their orange vests and badges, clutching Ipads and clipboards, they are checking out houses for clients. ?Mal James of James Buyer Advocates (he’s the one in the checked hat) and his team specialise in finding properties in the $1million plus range for clients. Buyers’ advocates do not sell real estate. They act solely in the interests of the buyer. The real estate agent, in contrast, acts for the seller. While the role of the buyer ...
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Overseas Buyers Creating ‘Seismic Changes’

A Federal Government proposal to charge foreign buyers application fees each time they buy property in Australia is ‘tickling around the edges’ - and it won’t tackle the ‘seismic’ changes in Melbourne’s housing market. Mal James of James Buyer Advocates in Melbourne says 50 to 75 per cent of properties on the books of some real estate agents are now being sold to overseas buyers. He says the latest Government proposal won’t slow the influx of international buyers snapping up properties in Mel...
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Making News this week

Financial institutions offering older Australians home loans that will leave them in debt until they’re 105 About 90 per cent of all loans have no age restriction and the 10 per cent that do are restricted to people aged from 65 to 75, new data by comparison website RateCity found. http://www.heraldsun.com.au Banks more cautious on high-risk home loans Banks have been winding back the number of mortgages with deposits of less than 5 per cent, adding to signs lenders might have become more w...
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Ten Tips for Picking Property Hotspots in Australia

The biggest skill an investor can have is to know how to predict the market. Obviously no one has a crystal ball and no one can predict with 100% certainty what's going to happen, but there are ways to form an educated opinion. And let's face it, choosing an investment based on an educated opinion is better than taking a stab in the dark, which is what many investors do. So how can you predict the property market? The best way to make money in real estate is by investing in the hot spots. Tha...
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