Don’t Fall into These Traps When Buying a Home

Buying a home is an exciting experience, and also a fairly stressful one. It’s fully understandable that you may wish to rush the process through as soon as you have made a decision, so that you can enjoy your new home as quickly as possible. However, there are some traps you need to avoid, so tread carefully. These are the warning signs to look out for. Failing to read the paperwork After what can amount to months of negotiations, you may want to get on with it and sign the paper work as s...
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Don’t kick yourself later – ask these questions today and avoid loan confusion.

There’s nothing worse than walking out of an important meeting, only to realise that you forgot to ask some important questions. One of the most important meetings you will have when you enter the property market is your initial meeting with a mortgage broker. In order to get the most value out of your appointment, and improve your chances of being approved for a loan, you need to come along prepared to answer a host of questions about your finances and your living situation. But don’t forget...
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Melbourne Property Valuation

Melbourne Property Valuation is Victoria's number 1 independent property valuation company. We have helped 1000s of Melbourne customers obtain a true picture of their properties value. Melbourne Property Valuations provides, independent property valuation services for homes and businesses across Melbourne and the Mornington Peninsula with a central office in Dandenong. We offer a range of property value services including: Family Law Stamp Duty Immigration Capital Gains Pre-purchase R...
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Pay Off Mortgage or Invest – What to Consider Before You Choose

It’s one of the most common questions people have about their finances: Should you pay off your mortgage early or invest the money you save by making minimum repayments on your mortgage? It’s a complicated question with no one right answer. Like most big life decisions, the answer is dependent on your preference, situation and financial discipline. No one enjoys being in debt, it can feel smothering and imposing. Keeping debt around too long can feel dangerous, but so can putting all your mo...
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7 Ideas to Pay Off your Mortgage Quicker

When you first took out your mortgage you’ll have agreed to a mortgage term of (usually) 25 to 40 years. The longer the term, the longer it takes you to pay off your mortgage and the more interest accrues. Longer terms usually mean lower monthly payments but they also mean you’ll end up spending a lot more money before you own your home outright. Paying off your mortgage more quickly is usually a good idea and can save you tens of thousands of dollars. However, not all mortgages allow you to ...
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5 Tips to Survive Buying and Selling a Home at the Same Time

Unless you’ve got a lot of cash in a savings account somewhere, you’re going to need to coordinate the sale of your current home with the purchase of your new home. You’re going to be busy, and it’s natural to feel a little stressed out when you’re enduring two complicated processes at the same time. Tailoring your approach to your specific situation will make it easier for you to transition between homes. 1. Work with The Numbers You need to know how much you can realistically expect to p...
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How to Choose the Right Real Estate Agent

Selling a house is a stressful experience. You’ve got to find a great real estate agent, stage your home for inspection, hope the right buyer comes along, negotiate a price and time this entire process so that you can seamlessly move into your next home. Knowing you’ve got the right real estate agent by your side is the first step to minimising the worry that inevitably comes with a selling a property. You want someone who’s experienced, understands the local area, and knows how to attract g...
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7 Cardinal Reasons To Invest In Small Multifamily Properties

Multi-family properties are booming across Australia, leading many investors to wonder if this is where they should be putting their money. If this sounds familiar to you, then you should know that there is no better time than the present. Investing in real estate is always a good idea, but here’s why you should be looking at multi-family properties in particular. 1. They’re easier to manage This is all about location, location, location – and you know already how key that is in real estate...
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Best Ways to Save Money

In today’s world, saving money is a big challenge. With the price of everything is rising high, it becomes difficult to save money. In this article, we will discuss some of the best ways to save money. Monitor Your Expenses The initial step to saving cash is to make sense of the amount you spend. Monitor every one of your costs—that implies each espresso, daily paper and snack you purchase. In a perfect world, you can represent each penny. When you have your information, compose the numbers...
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7 Reasons You Should Invest in Real Estate

Real estate investment is a hot topic of conversation. So many people want to make wise decisions with their money, and real estate investment seems to be a top contender. There are a lot of benefits to real estate investment, and if you’re considering it, it’s worth looking into what those benefits could mean for you. 1. It’s Easy to Add Value to a Home Some home repairs and renovations offer a substantial return on investment. If you play your cards right, $5,000 worth of work can easil...
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Top Reasons Small Businesses Require Working Capital

Cashflow flow assistance Cash is king. Businesses need enough money to fund normal day-to-day operations. When gaps occur between payables and receivables it can limit a company’s growth. Purchasing new stock Are you looking to offer a new product or buy larger amounts of stock so that you can negotiate discounted prices with better terms? Making upfront payments to suppliers generally, will improve business relationships and gives you the advantage to negotiate better terms. Renovating...
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Debt Negotiation Website Launched to Reduce and Consolidate Monthly Repayments for Property Owners in the New Year

Debt-Negotiation.com.au is launched to give a little breathing room to those that are over committed on unsecured debt. Adept debt negotiators, the site provides information on consolidating unsecured debts into a mortgage refinance reducing monthly repayments. Sydney, NSW, Australia - January 15, 2017 - Just in time for the new year, Debt-Negotiation.com.au launches to give homeowners a new lease on their financial lives. Standing between creditors and those who find themselves with a bevy ...
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