Bring Back the Haggle: 10 things you should never pay full price for

Consumers seem happy to haggle in foreign countries for knick-knacks and knock-offs, but real deals can be found right here on Australian soil. If you’re paying the sticker-price, you’re paying too much. Absolutely everything is up for negotiation – all you have to do is ask. Mortgage rates and fees Why it’s possible: Competition between banks and non-banks slowed during the GFC, but it didn’t die altogether. During the crisis, the major banks aggressively competed with each other f...
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Moving mortgages, bank staff perks and mortgages at Christmas

After last week's news about banning horrendous exit fees on mortgages taken out from July 1 next year, I've been wondering about whether I need to look into my current mortgage arrangements - even though I won't be eligible for the no-exit-fee deal, the talk is that even for existing mortgages it could well be worth changing. The Herald Sun had a useful article this week on moving your mortgage and its step by step approach is pretty logical - do the research (online), then get information from...
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