Why Increased Interest Rates May Affect Your Credit Rating

 More and more these days, a good credit rating is worth its weight in gold. You can't purchase your dream home on the Gold Coast, the car of your dreams or any other large ticket item without a good credit rating, unless you’re a millionaire. However, for most of us, we are going to need the help of a lender at some point, and this means lenders will check your credit rating.  Increased interest rates can have a significant impact on your credit rating. From credit cards to existing mortgage...
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Bring Back the Haggle: 10 things you should never pay full price for

Consumers seem happy to haggle in foreign countries for knick-knacks and knock-offs, but real deals can be found right here on Australian soil. If you’re paying the sticker-price, you’re paying too much. Absolutely everything is up for negotiation – all you have to do is ask. Mortgage rates and fees Why it’s possible: Competition between banks and non-banks slowed during the GFC, but it didn’t die altogether. During the crisis, the major banks aggressively competed with each other f...
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