home loan saver

If you have a $ 500,000 loan on 5% and we refinance it to 3.54% you will save $ 427.00 per month in interest. Find out more @ http://www.1300whatloan.com/homeloansaver.html

Negative Gearing in the Property Market

Negative gearing is commonly used throughout Australia as it provides individuals with an opportunity to make an investment that wouldn’t necessarily be afforded otherwise. Put simply, negative gearing is when an individual funds an investment using debt financing, and this is offset in individual tax returns. Read full article Source: ATB Partners

BankWest bank increases Interest rates

Bankwest has just announced that it will lift its variable home loan rates. Bankwest today announced it will increase interest rates by 18basis points across its variable home loan portfolio, effective 17 November 2015. Is it time to review your Home Loan ? http://www.1300whatloan.com/news/bankwest-bank-increases-interest-rates

Fourth major bank hikes Interest rates

Last major banks announces variable rate rises The last of the four major banks has decided to increase variable rates on owner occupied and investment home loans. ANZ by 0.18% NAB by 0.17% CBA by 0.15 % The Reserve Bank of Australia still has Interest rates at its lowers in decades at 2%. BUT with… Continue reading Fourth major bank hikes Interest rates

Commonwealth Bank Interest Rate Changes

NATIONAL AUSTRALIA BANK Bank Interest Rate Changes

Bank Interest Rate Changes Base Variable Rate (Principal & Interest) Previous 4.28% Current 4.15% Change (%) -0.13%   http://www.1300whatloan.com/news/national-australia-bank-bank-interest-rate-changes  

The same day the RBA leaves rates alone at 2%. What has your bank do?

 The same day the RBA leaves rates alone at 2%. What has your bank do?  http://www.1300whatloan.com/news/same-day-the-rba-leaves-rates-alone-what-has-your-bank-do “1300WHATLOAN – Keeping you up-to-date with all Lender Changes and Product News”

Credit Savvy™ launches to help Australians access and understand their credit score

CreditSavvy.com.au launches today, providing Australians with free access to their credit score and resources to understand and manage their credit reputations. This free consumer initiative is backed by Aussie Home Loans, which has long been an advocate of empowering consumers and helping them get a better deal. Founder and Executive Chairman of Aussie, Mr John… Continue reading Credit Savvy™ launches to help Australians access and understand their credit score

Australian Online Lender launches 3 year deal at 4.48%PA

Online lender loans.com.au has turned its sights on fixed rate home loans and launched a three-year deal at 4.48 percent p.a in a move that has observers predicting it could be time to fix your mortgage interest rate. With a comparison rate of just 4.53 percent p.a, it undercuts the big four, who each offer… Continue reading Australian Online Lender launches 3 year deal at 4.48%PA

Mortgage Refinancers Boost Loan Market Activity

More and more Australians are looking for a better deal on their home loan, with the most recent data from the ABS revealing that refinancing activity jumped by 17% over 12 months and 5% over three months. With the RBA having since instigated back to back interest rate cuts, it is predicted that real estate… Continue reading Mortgage Refinancers Boost Loan Market Activity

Tips: Attracting Top Tenants to your Rental Property

To attract quality tenants you need to offer a quality property. Here’s a guide to considerations you need to make before you purchase your property, after you buy and during the tenant search. Purchasing a rental property First off: identify the type of renter you’re hoping to attract and put yourself in their shoes. If… Continue reading Tips: Attracting Top Tenants to your Rental Property

Sometimes Cutting Costs can end up Costing More

The Reserve Bank of Australia’s Statement on Monetary Policy released in February revealed that the household savings ratio was at its highest point in more than 20 years. According to the central bank, Aussies are tucking away 10% of their disposable income – that’s a massive swing from the mid-noughties when we were spending about… Continue reading Sometimes Cutting Costs can end up Costing More

Bring Back the Haggle: 10 things you should never pay full price for

Consumers seem happy to haggle in foreign countries for knick-knacks and knock-offs, but real deals can be found right here on Australian soil. If you’re paying the sticker-price, you’re paying too much. Absolutely everything is up for negotiation – all you have to do is ask. Mortgage rates and fees Why it’s possible: Competition between… Continue reading Bring Back the Haggle: 10 things you should never pay full price for

iPhone Apps: The Top 10 Finance Apps

Since the release of the iPhone, there has been a frenzy of software developers coming up with new applications to make our lives more fun, more productive and more informed. Now with over 200,000 apps already on the market (and growing), there really is an app for everything. But sorting the useful from the useless… Continue reading iPhone Apps: The Top 10 Finance Apps

9 Steps to reach a Successful Settlement

The settlement process can be daunting for both sellers and buyers. Whether you are buying or selling, it is always good to keep everyone involved informed. Keep written confirmations of any verbal decisions and agreements. If there are any issues regarding the settlement, these will provide assurances. As for the contract itself ensure that any… Continue reading 9 Steps to reach a Successful Settlement